I’M HERE TO HELP!
Hello, my name is Cynthia Marin and I am an independent insurance agent located in San Antonio, Texas with over 25 years of experience. I became an insurance agent because I am passionate about helping people in the community, I believe it is my responsibility as an insurance agent to guide each of my customers through their questions and provide the product and knowledge that can serve them best.
Medicare Advantage plans typically provide additional benefits and services that Original Medicare does not cover.
You may be required to use doctors and hospitals in the plan network.
You may or may not need referrals depending on the plan you choose.
Depending on the plan you may pay a low or $0 monthly plan premium.
You pay co-pays, co-insurance, and usually includes your prescription coverage.
Enrollment at certain times of the year or with special qualifying event.
Medicare Supplements are health insurance plans designed to supplement Original Medicare also know as Medi-Gap plans. They help pay some of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
You can select your doctors and hospitals as long as they accept Medicare patients.
You can see specialists without referrals.
No network restrictions. Coverage goes with you across the United States.
You pay a monthly plan premium + Your Part B premium + Part D premium.
Enrollment All Year Long.
AFFORDABLE CARE ACT
The Affordable Care Act, also known as Obamacare is available to many people!
Health insurance is a good way to help you manage your health care costs.
This can include regular doctor checkups or injuries to treatment for long-term illnesses.
It also includes basic care such as mammograms and more!
Choosing one of these plans may be confusing, but I am here to help!
SHORT TERM MEDICAL
Are you recently unemployed or missed the open enrollment period?
Maybe you have aged off of your parent’s insurance plan or you are waiting for employer benefits to kick in?
Perhaps you have a job that just doesn’t offer group health insurance coverage.
Does the thought of life insurance give you a headache? Have you put off purchasing life insurance because you don’t know how to get started?
Are you unable to fully understand the life insurance policies you’ve acquired or that someone else obtained for you?
I can help!
Provide your family with priceless peace of mind, through knowing your personal wishes, and avoiding unnecessary decisions and debt at a time of sorrow and bereavement.
Licensed Insurance Agent
I am here to help you (in English or Español!).
You can call me at 210-421-1069 or fill out the form below.